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This answer is written by AI. The information provided in this response is intended for general informational purposes only and should not be considered as legal advice. Do not rely solely on the information provided in this response for any legal decisions. Consult with a qualified legal professional before making any decisions.

Do I Have to Pay a Surcharge for ACH Payments?

Question from Aj, Do I Have to Pay a Surcharge for ACH Payments?

Answer from AI:

If your rental agreement specifies that there are no additional charges when paying with an electronic check (ACH), then you should not be required to pay a surcharge for using this payment method. The information provided in your rental agreement clearly states that a surcharge applies only when paying rent via credit or debit card, not for ACH payments.

Understanding Payment Terms in Rental Agreements

Rental agreements often outline the acceptable methods of payment and any associated fees. In your case, the agreement specifies:

  • ACH Payments: No additional charges are applied when paying rent through ACH.
  • Credit/Debit Card Payments: A surcharge is applicable if you choose to pay using a credit or debit card.
  • Late Fees: A 10% late fee is applied to electronic payments made after the 5th of each month.

Legal Considerations

In the United States, landlords can set terms for payment methods and associated fees in rental agreements. However, these terms must be clearly stated and agreed upon by both parties. If your agreement specifies no surcharge for ACH payments, the landlord should honor this term.

Steps to Take if Charged Incorrectly

If you are incorrectly charged a surcharge for an ACH payment, consider the following steps:

  1. Review Your Agreement: Double-check the terms in your rental agreement to ensure you understand the payment conditions.
  2. Contact Your Landlord or Property Management: Reach out to Kahler Property Management to discuss the discrepancy and request a correction.
  3. Document Communication: Keep records of all communications regarding the issue, including emails and phone calls.
  4. Seek Legal Advice: If the issue is not resolved, consider consulting with a legal professional to understand your rights and options.

When to Consult a Legal Professional

If you encounter persistent issues with surcharges or other terms of your rental agreement, it may be beneficial to seek legal advice. A legal professional can provide personalized guidance based on your specific situation and jurisdiction.

For more information on tenant rights and rental agreements, you can visit resources like the [U.S. Department of Housing and Urban Development (HUD)](https://www.hud.gov/topics/rental_assistance) or your local housing authority’s website.

Remember, while general information can be helpful, only a legal professional can provide advice tailored to your unique circumstances.

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The answer is written by AI.

The text above is written by AI, i.e., a computer.

Disclaimer: The information provided in this response is intended for general informational purposes only and should not be considered as legal advice. While we strive to provide accurate information, we make no guarantees regarding the accuracy or legal validity of the information presented. Laws and regulations vary by jurisdiction and can change over time, and the application of laws can vary widely based on the specific facts and circumstances involved. Therefore, you should consult with a qualified legal professional before making any decisions related to legal matters. Do not rely solely on the information provided in this response for any legal decisions. We disclaim any and all liability with respect to actions taken or not taken based on the contents of this response.

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