Question from Alma, What type of financial assistance can you apply for at 62 years old if you haven’t contributed enough? Jurisdiction Spain.
Answer from AI:
In Spain, there are several types of financial assistance available for individuals who are 62 years old and have not contributed enough to qualify for a full retirement pension. These include:
Non-Contributory Pension
This is a type of financial assistance provided by the Spanish government to individuals who have not contributed enough to the Social Security system. To qualify, you must be a Spanish resident, be over 65 years old (or over 18 and have a disability), and have income below a certain threshold.
Minimum Income
The Minimum Living Income (Ingreso Mínimo Vital) is a new benefit introduced in 2020 to help people who are in a situation of vulnerability. It is aimed at preventing the risk of poverty and social exclusion. The age range to apply for this benefit is between 23 and 65 years old.
Unemployment Benefits
If you are unemployed and have exhausted your unemployment benefits, you may be eligible for a subsidy for individuals over 52 years old. This subsidy is available until you reach the age of retirement.
Disability Pension
If you have a disability, you may be eligible for a disability pension. The amount of the pension depends on the degree of disability and other factors.
It’s important to note that the specific requirements for each type of assistance can vary, and there may be other forms of assistance available depending on your specific circumstances. Therefore, it’s recommended to consult with a legal professional or a social worker who can provide personalized advice based on your situation.
For more information, you can visit the Spanish Social Security website or the Institute for the Elderly and Social Services (IMSERSO).
Please note: This information is intended to provide a general understanding of the law. It is not intended to provide legal advice. Please consult with a legal professional for advice tailored to your specific circumstances.
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