What to Do After a Hit-and-Run Motorcycle Accident?

Question from Happy, What to Do After a Hit-and-Run Motorcycle Accident?

Answer from AI:

If you’ve been involved in a motorcycle vs. car accident where the other party ran a red light and fled the scene, there are several steps you can take to address the situation. Here’s what you should consider doing:

Report the Incident to the Police

It sounds like you’ve already reported the accident to the police, which is the correct first step. The police will use the license plate and other evidence to attempt to locate the responsible party.

Work with Law Enforcement

• Follow up with the police department to see if there have been any updates in locating the individual.
• Provide any additional information you may have that could help the police in their investigation.

Seek Legal Assistance

• Consider consulting with a personal injury attorney who specializes in motorcycle accidents. They can help you understand your rights and may assist in tracking down the responsible party.
• An attorney can also advise you on the possibility of filing a lawsuit for damages.

Dealing with Insurance

If the responsible party is not found or they do not have insurance, you may still have options:

Uninsured Motorist Coverage

• Check your own insurance policy to see if you have uninsured motorist (UM) coverage. This can provide compensation for your injuries and damages if the at-fault driver is uninsured or cannot be located.

Medical Payments Coverage and Personal Injury Protection

• Medical payments coverage or personal injury protection (PIP), if you have it, can help with medical expenses regardless of who is at fault.

Collision Coverage

• Collision coverage may cover the damage to your motorcycle, even if the at-fault driver is not identified.

Document Everything

• Keep a record of all medical treatments, repairs, and any other expenses related to the accident.
• Document any lost wages if the accident has affected your ability to work.

Consider Other Legal Avenues

• If the driver is eventually identified but lacks insurance, your attorney can discuss the possibility of pursuing the individual’s assets through a civil lawsuit.

Additional Resources

• For more information on insurance claims, visit the National Association of Insurance Commissioners (NAIC) website.
• The National Highway Traffic Safety Administration (NHTSA) provides resources on motorcycle safety and accident prevention.

Remember, each situation is unique, and laws can vary by state. It’s important to consult with a legal professional for personalized advice. An attorney can help you navigate the complexities of your case and ensure that your rights are protected.