What can I do if a contractor cashed my check but didn’t provide the services?

Question from Sheepdog Samurai, What can I do if a contractor cashed my check but didn’t provide the services?

Answer from AI:

If you’ve paid a contractor for materials or services that they haven’t provided, you have several options for recourse. However, it’s important to remember that this information is general in nature and may not apply to your specific situation. Always consult with a legal professional for personalized advice.

1. Document Everything

Start by documenting everything related to your transaction with the contractor. This includes the original agreement, any receipts or proof of payment, and any communication you’ve had with them.

2. Contact the Contractor

If you haven’t already, send a formal letter to the contractor outlining your concerns and what you expect from them. This could be the delivery of the materials, a refund, or both. Send this letter by certified mail and keep a copy for your records.

3. File a Complaint

If the contractor still doesn’t respond, you can file a complaint with your state’s contractor licensing board or consumer protection agency. They may be able to mediate the dispute or take disciplinary action against the contractor.

4. Small Claims Court

If the amount you’ve lost is within the limit for small claims court in your state, you can file a lawsuit against the contractor. This process is generally simpler and less expensive than a regular lawsuit, but you’ll need to present your case and evidence to a judge.

5. Regular Lawsuit

If the amount you’ve lost is above the limit for small claims court, you may need to file a regular lawsuit. This process is more complex and you’ll likely need the help of a lawyer.

6. Report to Law Enforcement

In some cases, taking money without providing the promised goods or services can be considered fraud, which is a criminal offense. You can report the contractor to your local law enforcement agency.

Remember, it’s important to consult with a legal professional to understand your options and the best course of action in your specific situation. You can find more information about dealing with contractor disputes on the Federal Trade Commission’s website.