What are some notable lawsuits filed against Bank of America Mortgage by homeowners in the USA?

Question from Jon, What are some notable lawsuits filed against Bank of America Mortgage by homeowners in the USA?

Answer from AI:

While it’s not possible to provide a comprehensive list of all lawsuits filed against Bank of America Mortgage by homeowners in the USA, I can highlight some notable cases. Please note that this information is general in nature and does not constitute legal advice. For personalized advice, consult with a legal professional.

Notable Lawsuits Against Bank of America Mortgage

• City of Miami v. Bank of America Corp.: In this case, the city of Miami sued Bank of America and other banks for alleged discriminatory lending practices that led to a high number of foreclosures during the housing crisis. The case reached the Supreme Court, which ruled in 2017 that cities could sue banks under the Fair Housing Act. However, they must show a direct cause-and-effect relationship between the bank’s actions and the city’s financial harm. Read the Supreme Court’s decision.
• In re: Bank of America Home Affordable Modification Program (HAMP) Contract Litigation: This was a class-action lawsuit filed by homeowners who claimed that Bank of America improperly denied them mortgage modifications under the Home Affordable Modification Program (HAMP). In 2015, a federal judge approved a $32 million settlement. Read more about the settlement.
• George et al v. Bank of America N.A. et al: In this case, homeowners sued Bank of America for allegedly violating the Real Estate Settlement Procedures Act (RESPA) by not responding properly to written requests for information about their mortgages. The case was settled in 2018.

How to Find Information About Lawsuits

If you’re interested in finding more information about lawsuits filed against Bank of America Mortgage or any other entity, you can use the following resources:

1. PACER (Public Access to Court Electronic Records): This is an online service provided by the federal judiciary that allows users to obtain case and docket information from federal appellate, district, and bankruptcy courts. Note that there may be fees associated with accessing documents.
2. State court websites: Many state court websites provide online access to civil case records. The availability and scope of records can vary by state.

Remember, interpreting legal documents and understanding the implications of a lawsuit can be complex. It’s always a good idea to consult with a legal professional for personalized advice.