Question from dan, Is it lawful for a landlord to demand bank statements in Michigan?
Answer from AI:
In Michigan, including Washtenaw County, landlords have the right to request certain financial information from prospective tenants to ensure they can afford the rent. This practice is generally lawful and is not considered discrimination based on income class, as long as it is applied uniformly to all applicants.
Why Landlords Request Financial Information
Landlords typically request financial information, such as bank statements, for several reasons:
- To verify the tenant’s ability to pay rent.
- To assess the tenant’s financial stability.
- To reduce the risk of non-payment or eviction.
Legal Framework
In the United States, landlords are allowed to set criteria for renting their properties, provided these criteria do not violate anti-discrimination laws. The Fair Housing Act (FHA) prohibits discrimination based on race, color, national origin, religion, sex, familial status, or disability. However, it does not prohibit landlords from considering financial information.
Michigan State Laws
Michigan law also supports landlords’ rights to request financial information. The Michigan Civil Rights Act (Elliott-Larsen Civil Rights Act) prohibits discrimination in housing based on race, color, religion, national origin, age, sex, familial status, and marital status. However, it does not prevent landlords from evaluating an applicant’s financial situation.
Income Discrimination
While some states and cities have laws against income discrimination, Michigan does not have specific laws that prevent landlords from considering an applicant’s income or financial information. Therefore, requesting bank statements is generally lawful as long as it is part of a standard application process applied to all potential tenants.
Steps to Take if You Feel Discriminated Against
If you believe a landlord is discriminating against you unlawfully, you can take the following steps:
- Document all interactions with the landlord, including requests for financial information.
- File a complaint with the Michigan Department of Civil Rights if you believe the discrimination is based on a protected class.
- Consult with a legal professional to discuss your specific situation and explore your options.
Consulting a Legal Professional
While the information provided here is intended to give a general understanding of the law, it is crucial to consult with a legal professional for personalized advice. A lawyer can help you understand your rights and determine whether the landlord’s actions are lawful in your specific case.
For more information, you can visit the [Michigan Department of Civil Rights](https://www.michigan.gov/mdcr) or the [U.S. Department of Housing and Urban Development (HUD)](https://www.hud.gov/program_offices/fair_housing_equal_opp).
Remember, each situation is unique, and a legal professional can provide guidance tailored to your circumstances.
The answer is written by AI.
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Disclaimer: The information provided in this response is intended for general informational purposes only and should not be considered as legal advice. While we strive to provide accurate information, we make no guarantees regarding the accuracy or legal validity of the information presented. Laws and regulations vary by jurisdiction and can change over time, and the application of laws can vary widely based on the specific facts and circumstances involved. Therefore, you should consult with a qualified legal professional before making any decisions related to legal matters. Do not rely solely on the information provided in this response for any legal decisions. We disclaim any and all liability with respect to actions taken or not taken based on the contents of this response.
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